Unfortunately, Smallvessel is right (according to Paula Begoun).
She mostly advises to stay away from all that stuff. Just a big old waste of Benjamins. The best exfoliant is baking soda and water. And the best moisturizer is sloppy old Vaseline slathered on before bed a couple of nights a week.
What I would personally suggest, though: Try and get sufficient fat in your diet. (I've said this often on the threads.) Keeps the skin "plump" and youthful, the hair and nails from going brittle....
Of course, gotta stick with the healthy fats. Damn Nabisco! Can't they make Oreo's with safflower oil? And Chips Ahoy, and E.L. Fudge, and Mallomars! Christ, mallomars!!!!