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Recent content by Witold

  1. W

    I want to learn to defend myself.

    If you get in a situation where you have to fight, you have already failed to protect yourself. Your head and choices you make before the conflict are your best protection on the street. In regards to schools, you need to find one that spars hard, and spars often. No amount of bag work and...
  2. W

    Writing a Contract

    Outline specific penalties. Most people outline requirements and obligations, but forget specific penalties for requirements not met. Include a generic clause that states that if any part of the contract conflicts with state/fed law, then the clause is invalid but the remainder of the contract...
  3. W

    Recommend a book for a beginner

    The good books are in the library. I would pass on the self-help, 'revolutionary', 'get-rich' crap that comprises 95% of the bookstore shelves. My recommendation is for A Random Walk Down Wall Street/Malkiel. It's one of the best finance books I know.
  4. W

    buying a car

    You will never get a good deal at a dealer. That's just not possible, no matter how well you negotiate. You need to look at private sales/classifieds. First, get your financing in order from a local credit union. Then start looking at classifieds and match the car against Kelly Blue Book...
  5. W

    Budget tips

    IF you have a modicum of self discipline, use ONLY your credit card. Use the credit card web site to pay it all off at the end of the month, and download the spreadsheet for that billing cycle. The downloaded data will categorize your purchases into general categories like "Auto/Gas"...
  6. W

    Not to take away from EF.... but...

    If you dislike it so much, maybe you should change your signature? ;)
  7. W

    For those who take a vacation to Vegas everyday Via the Stock Market

    Similar to the 'board entrepreneurship challenge' we should do a stock market challenge with real money. Terms could be as follows: $2000 investment capital (to qualify for most discount brokers), your choice of broker, your choice of using margin. At the end of 4 months (short enough to...
  8. W

    For those who take a vacation to Vegas everyday Via the Stock Market

    Warren Buffet is not a trader. And Berkshire Hathaway is not a trading firm as much as it is an acquisition and restructuring firm. Regardless, I don't see the fascination with Buffet; there's a ton of stocks that have done just as well - and many did a whole lot better - in the same...
  9. W

    Which BJJ school would you chose?

    If Yamasaki fits your schedule better, I would go with that. But if $$$ is important, I would go with the first place. You can build some base skills there, and if you feel the need to get higher caliber instruction, you can either supplement with private classes or move over to Yamasaki.
  10. W

    Anyone from the DC area

    Wow, man. It looks like that place took off in the past year or so. When I looked at them 1-2 years ago, they didn't even have a steady gym and it was mostly a couple of people getting together on their own schedule.. I might have to try this place out! :)
  11. W

    Anyone from the DC area

    You're probably looking at Yamasaki Academy, right? Anyway, that's your best bet for BJJ. There are 2 other options, Mi-Ki-Do (also Alexandria and MD), and Miguella (also in MD).
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