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Banking without a local branch?

She blew and old rich dude, he bought the house...they're paying him.


Or that's what she says anyways
LOL FU!

Pretty much this ^^^ without the blow part, 8 years ago my family met a very nice elderly couple who they briefly worked for and then they actually become friends, they are very dear family friends and they are VERY loaded, they are now 87 years old and I live about 25 miles south of them, they helped me come back home, they let me stay with them and they cosigned for my apartment since no one would rent me a place cuz I had no credit or background, when they realized I was going to rent a house they helped me own one instead, they are old and quirky, they wouldnt help me get a car but they helped me with the house.... they paid cash and put a mortgage on my house, now I pay them.
 
LOL FU!

Pretty much this ^^^ without the blow part, 8 years ago my family met a very nice elderly couple who they briefly worked for and then they actually become friends, they are very dear family friends and they are VERY loaded, they are now 87 years old and I live about 25 miles south of them, they helped me come back home, they let me stay with them and they cosigned for my apartment since no one would rent me a place cuz I had no credit or background, when they realized I was going to rent a house they helped me own one instead, they are old and quirky, they wouldnt help me get a car but they helped me with the house.... they paid cash and put a mortgage on my house, now I pay them.

So what happens when the old fella keels over?

There's provisions for the title to be transferred to you?
 
I've had a Capital One mastercard in the past, but I shut it off because they charged a $99 annual fee just to have it. Try a credit union (with branches), and I think you'll find a better deal than Capital One. Bank of America has a deal where you get a Visa through the AAA, and you get 5% back on all gas/Diesel purchases. We have that one, and make good use of it! And no annual fee/no interest if you pay it off every month. Even if you don't pay it off, it's only 7 or 8 %. But we've had it since before the economy crashed, so no idea if they'll still give that deal.

Charles
 
Chase doesnt mess with me and I dont mess with them. Got a local branch and know 4 employees by name.

Never paid a fee to them except for checks :)
 
I've decided to try applying for a CC but the bank (CapitalOne) does not have a local branch and I kinda hate not having a place to go bitch at :)
Do any of you bank with them or with banks that dont have local branches?
I've been with my bank since the 90s and they are based out of Chicago. I live in Milwaukee. I bank with them regardless of where I live - Maryland, Wisconsin, etc doesn't matter to me. I don't ever need to go to a local branch since I have direct deposit. I've never had the motivation to switch banks.
 
I've had a Capital One mastercard in the past, but I shut it off because they charged a $99 annual fee just to have it. Try a credit union (with branches), and I think you'll find a better deal than Capital One. Bank of America has a deal where you get a Visa through the AAA, and you get 5% back on all gas/Diesel purchases. We have that one, and make good use of it! And no annual fee/no interest if you pay it off every month. Even if you don't pay it off, it's only 7 or 8 %. But we've had it since before the economy crashed, so no idea if they'll still give that deal.

Charles
credit union is the one who asked me for 150% deposit for a secured card, bank of america, chase, etc big banks wont give me cards, hence why i was thinking capital one, im sure i can get approved through them, i have a 700+ score but not enough revolving accounts...
 
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