It depends on where you live. The cost of living is different in each state of the US. I live in the suburbs of New York. My income combined with my husband's is $112,000. Basically that's enough to pay our bills, our mortgage, groceries, dogs and kitty stuff, cars. That's about it. We really don't have much left over for savings which is really scary. I think the general rule to feel comfortable is that you should have 3 months salary in the bank, just incase. I hope to get a raise soon or to find a better paying job. My husband is not eligible for a raise until 2004.
Oh and every year I get like a 1k raise for the cost of living increase.