The national average credit score is 692. What is yours?

[jackangel]

this is not polite company. the question is fine here, just as "how much do you make?" is fine. no one has to answer it, of course.

 

[chewyxrage]

i agree... i hate when people pry into my business

lmao! you clicked on this thread

you and HR acting like this is high society or something

 

[justchilling]

im calling bulll shit on credit scores over 800. i know 40 yr old couples who have not missed a payment in 10 yrs and make good money, with scores between 725-775. 800 are pretty tough to get unless you are the rare case. but what do i know im in the average.

 

[bigmann245]

im calling bulll shit on credit scores over 800. i know 40 yr old couples who have not missed a payment in 10 yrs and make good money, with scores between 725-775. 800 are pretty tough to get unless you are the rare case. but what do i know im in the average.

there are way too many factors involved which is what makes it tough. you HAVE to have debt on your report but not too much, you HAVE to have available credit but again not too much. you cant pay off your debt right away they hate that. if you trade in your car every 3 or 4 years that hurts you. banks dont like when you pay shit off, then they no longer make money on you. too many factors and its different for everyone.

lmao! you clicked on this thread

you and HR acting like this is high society or something

im sorry but i have NEVER been in a conversation with people i do not know and just flat out have someone say "hey whats your credit score?", or "how much money do you make?" next question will be "whats your social security number?".

 

[fitnessgrl8621]

I have to pull peoples credit ALL the time. The HIGHEST I've ever seen was 817.
And if you haven't already had your question answered, yonkers weights, you and your wife can get pretty much WHATEVER you want, at the lowest interest rate offered. Good job.

 

[yonkers weights]

Thanks Jack and Chew, this is EF. You either click the thread and post or you don't. Up to you. Like I said this is not afternoon tea.

 

[yonkers weights]

Thanks Fitnessgrl. We have worked hard to keep it clean, it takes work. That's why watching it is SO IMPORTANT. You need to know whats on it and if it should be.
So we should be able to get a solid rate for a mortgage, thanks! That's what I was asking the whole time. I wanted to know how much I can push. The deal should be a slam dunk for the mortgage people.
What do you do Fitnessgrl that you pull credit all the time?

I have to pull peoples credit ALL the time. The HIGHEST I've ever seen was 817.
And if you haven't already had your question answered, yonkers weights, you and your wife can get pretty much WHATEVER you want, at the lowest interest rate offered. Good job.

 

[fitnessgrl8621]

Business/Consumer(equity)/Commercial Lending.

 

[yonkers weights]

I do Business Banking: Loans, Lines, Letters, Deposits, Escrow, etc...
This year I booked $28mm in loans and have $35mm in deposits. Year is going well so far. I want to do 50-50!

Business/Consumer(equity)/Commercial Lending.

 

[chewyxrage]

there are way too many factors involved which is what makes it tough. you HAVE to have debt on your report but not too much, you HAVE to have available credit but again not too much. you cant pay off your debt right away they hate that. if you trade in your car every 3 or 4 years that hurts you. banks dont like when you pay shit off, then they no longer make money on you. too many factors and its different for everyone.







im sorry but i have NEVER been in a conversation with people i do not know and just flat out have someone say "hey whats your credit score?", or "how much money do you make?" next question will be "whats your social security number?".

This is ef dude people talk about the size of their shits and how often they get blowjobs - how much steroids they're currently on and how much money they make.....CONSTANTLY

NOT REAL LIFE....EF