Questionabout bankruptcy and auto title

[brickbatstone]

I recently filed for bankruptcy. I have $1k left to pay off my car (Ford Credit). I have not received a statement for it so I called them. I was told that the reason I have not received it is because the debt was discharged. I did list them but I did not file for bankruptcy as I wanted to keep my auto. I was told by one of their reps that I do not owe that amount but I will not have the title to my car unless I pay it off. I know I am naive. Should I pay it off or not?

 

[HumorMe]

In your first sentence you say you filed for bankruptcy then a little later you said you did not file for bankruptcy. Which is it and you will need a title to your car if you ever sell it. If you are in bankruptcy, maybe you can settle with them for pennies on the dollar.

 

[brickbatstone]

I filed for bankruptcy with all my debtors beside Ford Credit. But you already answered my question though. I do want to eventually sell the car. Thanks.

 

[The Shadow]

...they cannot collect ont he debt...it would be in your best interest to kep the debt is possible

 

[alien amp pharm]

...they cannot collect ont he debt...it would be in your best interest to kep the debt is possible

^^^Listen to this man. He has 24,000+ posts which means he MUST know what he's talking about.

 

[marshallmadman]

You need to get the title to your car. I think this is something that your lawyer will have to handle. By law, FMC is not allowed to even let you pay that debt. Talk to your lawyer.

 

[WODIN]

You need to get the title to your car. I think this is something that your lawyer will have to handle. By law, FMC is not allowed to even let you pay that debt. Talk to your lawyer.

What he said.

 

[The Shadow]

You need to get the title to your car. I think this is something that your lawyer will have to handle. By law, FMC is not allowed to even let you pay that debt. Talk to your lawyer.

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not true.....



tyou are allowed to keep any debt not specifically listed int he Chapter 11/13 dealings...the creditor is not allowed to pursuee you for payment but you are allowed to option of continued payments