Moral conflict: What would you do?

[plifter]

Let's say you took out a loan to pay for gyno surgery then made one payment. When you got the second bill it said "please don't send any money as your account has a credit balance". Then you look and see that there is a mysterious payment of $4500 made on your loan. The loan was only for $2500 to start with. What do you do?

 

[thesuperstar]

pack your shit and go to mexico.

 

[satanic goatslayer]

Sacrifice an elderly japanese tourist.

 

[Slice of Peach2]

Well, obviously a mistake was made in accounting. They are going to catch that mistake eventually and make you pay, so I would go ahead and bring it to their attention and then you will look like this really great guy.

Unless someone payed it off for you. Hmmm?

 

[YellowD]

Have the payment on hold for a while until they figured it out. If they don't you have extra cash in the bank, if they do... then just pay. It's not your job to point our their mistakes, they probably wouldn't do it for you. Thats chump change for them, think of it as retribution for their outrageous interest rates

 

[dunkin]

Thank your lucky stars bro.

 

[pauly]

Hang on to your money until (if) they find out.

I just don't see any issues here at all.

 

[plifter]

Any lawyers on board? I used to work with credit cards and a lot of times someone's payment got placed on the wrong account. It was a mess to try to trace it and took a long time. Probably the mistake was only caught half of the time.

 

[ROIDJUNKIE]

Sacrifice an elderly japanese tourist.

That is the funniest thing I've heard today,I don't know why but it is!

 

[enigma]

I'm with slice on the first part, that it was probably an accounting error. Although screw seaking the moral high ground, don't bring it up to there attention, it's their error not yours. The negligence is completely on them, not you. More than likely they will catch it, but if they don't then your a few grand to the richer! I don't feel too much remorse from taking advantage of large corps. like banks anyway.