I don't quite understand the context of the question. All women carry fat and water over their lower bodies: hips, thighs, glutes. Is this about drying out for competition or just trying to get rid of stubborn bf for swimsuit season?
I ask because I have to know your perception and your specific goals (as do the rest of us) so that we can formulate a proper response.
Oh yea.... WELCOME TO THE BOARD!