I'm sorry, but if you're in debt for 150 grand...I'm inclined to think that you shouldn't be allowed to declare personal bankruptcy to get away from it.the_clockwork said:Ditto. I was true Life: I'm in debt. There were girls on there declaring bankruptcy and they were younger than me (I'm 24). One girl was 150 grand in debt and had no assests other than clothes. That'll ruin ones life pretty quickly.