did you go crazy with your first credit card?

[DUSTY]

i know that i did and now i'm payin' the price of my stupitity.

 

[oubeta]

Just paid mine off.

Lets see I took some girl I just met to Mexico, got about 5 new guns, another trip to mexico, rented a Lamborghini for an hour,
It added up fast,
not worth it at all having to pay $280 a month for the next 4 years...

 

[plornive]

I went about $2000 in debt with my first credit card, but paid it off when I started making more money.

 

[Y_lifter]

I was 18
I had a $2,000 credit limit on the card
I hit it

 

[PoyeBoy]

I was 20, it was a limit of $1500, I didnt go buck wild, but mah car broke down and had to put that on it, it was almost maxed out, but I paid it off rather fast, now its at 7.66% and a limit of $5000

 

[Baoh]

Nope. Eventually, I cancelled it. Convenient, but I prefer to deal directly with my money.

 

[DUSTY]

ever gotten something and now you regret ever having it?

 

[KO-KAYNE]

I DONT HAVE (WANT) ANY CREDIT CARDS. I'LL PROBABLY GET ONE FOR SHIT LIKE MAKING RESERVATIONS, EMERGENCIES, ETC.

NOT TILL I'M OUT OF COLLEGE ATLEAST. I'VE BOUGHT A FEW THINGS ON CREDIT SO I CAN ESTABLISH SOME CREDIT MYSELF THOUGH.





KAYNE

 

[supersizeme]

When I first got out of college and had to get an apartment by myself, I think I ran up about $2K on furniture and other apartment necessities. Then I needed new tires for my car and a few other things popped up which sent it up to about $5K. That took me a good two years to finally get rid of. Now I haven't had any cc debt in quite a while. I did have a little bit on it when I was laid off for 5 months last year, but it wasn't much. I still hang onto the card though and use it to make online purchases. I used to use my check card up until about a month ago when someone somewhow got ahold of the number and charged some porn online to it. That shit's not cool when it's coming directly out of your checking account. I mean the dude could've at least sent me a copy of whatever he bought. Dick.

 

[theoak01]

im about 1100 in debt at the moment and have to pay for college soon ,Im gonna start paying 200 a month till its paid off and use the rest for college

 

[Taps]

Got about $3k on mine. Paying 5.97%. I'll have it paid off in a year or so.

 

[ZKaudio]

rofl, I'm only 21 and my closet alone has over 3k in debt...

 

[flexygrl]

Hi,

When I was 18 all I could get was a stupid CC with a $300 limit. It was the AT&T Universal. Then I got a spiegel card. Big mistake. I wound up charging over 5K and to boot had a really disgusting Interest Rate of something like 21%. I consolidated and now they are all paid off.

My only card now is my AMEX. It is the best. It gives you some flexibility but it keeps you accountable. Good idea. Never leave home without it.

 

[Lestat]

Ran up 18K... now its down to 3K

 

[VeggieLifterChick]

Yup. $3600 credit limit is currently maxed out. I didn't go crazy with it and buy anything cool, its all gas money and food spent on my very frequent road trips to see my bf. I'm gonna transfer it to a new card so I can have 0% for a year...I'll pay off whatever I can, and then hopefully when I get a real job I can pay the balance. I really want a boob job, really really bad, and I'm thinking of taking a loan to finance it...but I know that's a bad idea.

 

[Lestat]

Yup. $3600 credit limit is currently maxed out. I didn't go crazy with it and buy anything cool, its all gas money and food spent on my very frequent road trips to see my bf. I'm gonna transfer it to a new card so I can have 0% for a year...I'll pay off whatever I can, and then hopefully when I get a real job I can pay the balance. I really want a boob job, really really bad, and I'm thinking of taking a loan to finance it...but I know that's a bad idea.

What size are you now?

 

[VeggieLifterChick]

small 34 d...but they arent nice. i need a lift and maybe implants to a dd

 

[DealsMorte]

It was tempting but no I didn't.

Eventually I got tired of bank fees and cancelled my account along with my ATM/Visa.

I like to deal with cash. That way I can "see" what I'm spending and/or saving.

 

[MFMan]

I am about $400 in debt right now. Doesn't seem like much but it is when you make shit for money.