ohashi said:I don't get it. The link...
...has an encoded "@" buried in it, which means it isn't going to citibank.com at all. It's going to somewhere encoded in all the gobbledygook over on the right.
If you go to "http://[email protected]" it does not go to google.com -- it will go to example.com and pass it "google.com" as a USERNAME. The scammers throw that part away -- after it's fooled the visitor into thinking they're legit.