I stayed with my parents well into my 20s. Neither of us minded at all. We have a great relationship with each other to this day. Staying with them helped me save a huge amount of money while working full time and allowed me to purchase the house I have now. Without their help, some landlord somewhere would have what I have now and I'd still be renting forever.
I read in Newsweek a while back that this is becoming a common economic strategy for many people graduating college and entering the workforce. It works.
I don't know about others, but when someone uses the term "cut off", I associate that with the term "wealth". Like in the movie "Arthur" when Dudley Moore's character was threatened with being "cut off" by his family if he didn't marry some girl.
It seems to have a different meaning that "get out on your own". To me, it does, anyway.
"Cut off" seems to mean "no more money for you"
while "getting out on your own" seems to mean "learn to support yourself"
When should parents get a child to go out on their own? Once the child isn't a child anymore.
why? Because they have to learn how to be responsible for themselves, they are fully grown.
How should paying for further education go? Any way you can fucking get it: working full-time, student loans, saving up for college as you grow up, scholarships, Pell grant. Hell, some girls have been known to prostitute and strip to get through college. And, yes, parents can be a big help, if they're willing
And if you don't have the money, you just don't go. Furthering one's education isn't a God-given right. Its a priviledge. Some people simply will never get the chance. There are many, many people out there in the cruel, cold world who don't even have any money out there to get "cut-off" from. If you want something out in the world, and it doesn't look like its going to be just handed to you any time soon, you just have to work your ass off for it.
Thats the way I see it.