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Car financing
- Thread starter WarriorPL
- Start date
my fiance is a car also.
Model year clearance time!
The 0% deals are usually done by the auto makes credit co. Like GMC or Ford Credit, Honda, etc...
As for the 2003 model year as long as the vehicle is still new, meaning it hasn't had an owner, then 0% deals shouldn't be to hard to get.
The 0% deals are usually done by the auto makes credit co. Like GMC or Ford Credit, Honda, etc...
As for the 2003 model year as long as the vehicle is still new, meaning it hasn't had an owner, then 0% deals shouldn't be to hard to get.
Paulo
New member
WizKid25 said:
Sometimes, credit unions will have better rates. Financing through a dealer may have some advantages, dur to the fact that negotiation is a little easier, especially if it is a new car. They are dying to sell cars these days, so take full advantage of that and hold out until they break down and give in to your demands.
ZKaudio said:
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Code
Guest
A score of 800+ is usually needed.
Unless you`re buying some one-off shitbox like a Suzuki, Kia or Mitsubishi. Then it's like a 730 or so.
Unless you`re buying some one-off shitbox like a Suzuki, Kia or Mitsubishi. Then it's like a 730 or so.
Code said:
i may never get financing. hey would it boost my credit through the roof if i just lump sum pay off my student loans? thats the only mark on my credit.
WODIN said:
well i dont understand how to get all those online credit thingys to work. i have 2 credit cards i got just to pay on time, which ive done both of them, except my latest discover payment. my student loans are killin me i assume.
would it help more just to make all my payments on time?
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Code
Guest
WizKid25 said:
Go with a 1 year lease. Pay it off inside 2 months.
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Code
Guest
WizKid25 said:
Leases give you the buy-out option.
WizKid25 said:
The taxes are the same no matter how you do this.
You buy a car for $10,000 and the state tax, tags and license are around $800.00 or so then they are due at he Point of Sale.
It's not like realestate taxes that roll into an escrow account and are paid out over time.
supersizeme
New member
WizKid25 said:
you make normal lease payments and at the end of your lease you pay the remainder of the difference that would be owed on the car if you were buying it. that final payment is usually several thousand dollars since lease payments are so low. if you were going to go this route, you'd have to sock away a few hundred dollars each month ontop of your lease payment. most people don't have that discipline so you're better off financing it.
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Code
Guest
teen1216 said:
Which is what rappers and basketball stars say.
Then they end up broke like MC Hammer with a credit rating so low they had to use discrete mathematics to figure it out.
Code said:
discrete mathematics huh?
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Code
Guest
juicedmullet said:
Yeah, it`s something they don`t teach ya'll in Special Ed.
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Crazy Ivan
Guest
juicedmullet said:
hey bor, your retardgatr is something to be proud of, a piece of work.
Should put drago in the corner there somewhere, too.
Crazy Ivan said:
thanks bro.
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anabolicmd
Guest
WizKid25 said:
Usually its either 0% financing or a rebate. For example, 2003 Dodge rams have a 4500 rebate on them.
WizKid25 said:
I don't want the IRS on my arse.
The IRS will only look at a vehicle transaction over 30K cash.
If you're liquidating some equity stock investments you are going to have to take the capital gains hit now anyway. If you've held the securites for less than 12 mnths then you are subject to the short term capital gains tax, if not then its the long term cgt, which is lower.
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