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Recent content by robspmc

  1. R

    Workout routines suggestions for the Mrs! Help

    Thanks for all the help! You guys rock! I'm sure I have some more questions as she progresses. Thx, Rob
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    Workout routines suggestions for the Mrs! Help

    Hello All, I'm looking for suggestions for my lady. She's going to start going to the gym and has asked me to put together a routine for her to hit the gym 3-4 times a week. She's in good shape, Flat stomach, DD's (implants), diet is really good. She wants to tone up her arms and legs and just...
  3. R

    Tren Handbook....must read!

    bump! nice read! Should be a sticky.
  4. R

    Mortgage Brokers/Bankers of EF: Are Rate Locks a Ripoff?

    There's at least one more out there. PM sent. Have a great day, robspmc
  5. R

    Mortgage Brokers/Bankers of EF: Are Rate Locks a Ripoff?

    Hey Lost, I don't want to get into a pissing contest and bore you with a credibility statement. However, I am an AE and I can assure you that we do lock rates. I have an internal person that does nothing more than imput rate locks from my brokers with secondary. I will agree that this isn't the...
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    Mortgage Brokers/Bankers of EF: Are Rate Locks a Ripoff?

    Not to call bullshit or anything but I'm an AE for a subprime lender (top 5 quarterly by volume) and we have standard 30 day locks but we also have up to a 180 day lock option. Is it worth it? Depends on how it's priced and what the market does. One has to have all variables to the equation...
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    In need of Cycle feedback

    He means "Ditto" or he agrees!
  8. R

    PCT Help/recomendations w/my stats

    Hey Everyone Been lurking all over for a while now and just joined ef recently. I've done searchs with different opions so I thought I'd ask the specific questions with my first cycle and stats. So here it is. I know there are many different opions on 1st cycles but i'm really looking for pct...
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