Just a stupid question on my part, but I'm trying to learn here. I jus noticed that Tx Longhorn brought up a good point about running the Fina without Test, but ultragainz and Mustang_18 seemed to think everything is fine the way it is? Is there that much "opinion" in this answer? Again, sorry...
Wait until you are 100% so you can concentrate and give it your all. Remember, if you are only 80% physically you are probably only 60% mentally. Just my humble opinion.:)
ORGANON CANON, are you bored or what? That's better than some of the shit I turned in while I was in college. I would think you have too much time on your hands. LOL
The FIRST PLACE you must look into is your 401k plan that you said your employer offers. The reason is that the money you put into is not taxed yet. Let's say you put $100.00 a month away, that does not get taxed and also lowers the amount on which you are taxed. n addition to that many...