using someone elses credit card

[Lao Tzu]

If you use someones credit card (they give you permission) and sign your name to the reciept is there anything illegal about that. I have heard 2 sides to this so i dont know what it is anymore.

 

[Drunken_Weasel]

I have been told many a time its ok as long as its ok with the cardholder... thus the reason teenager's get to use their parent's cards, and such.

 

[notoriousQQ]

how is it illegal whenever you have their authorization? I guess there could be some small print in their cardholder agreement about not letting anyone else use it but if you are asking if you will get in to trouble, I'd think the common sense answer would be no because there would be no one to bring attention to the issue.

Unless the store doesn't believe you have permission and keeps the card, I don't see what else would happen.

 

[gymtime]

It's not illegal per se. However, the only signature that can be honored by the card is the card-holder, period. If the cardholder doesn't fight it, you're fine. But if he or she wanted to, they could easily report it as a fraudulent transaction.

 

[§äñît¥ Pôí§ðñ]

if the cardholder is there, or there is consent, another person can use the card and sign for it
the only thing you have to worry about then if getting a civil suit. but from my experiences there can be no actual criminal charges pressed in that situation

 

[Citruscide]

Technically, any signature that is not the cardholders signature is forgery and unenforcable as a negotiation....

However, if the cardholder (account holder) does not take a reasonable effort in protecting their card/account (ie, leaving black spaces in checks, giving their credit card out) -- they could be held liable for it...

Now, in the case with authorization... the person, would in effect be an agent of card holder ... with the powers of such. A note stating that they had permission to use the card, would suffice to show proper agency existed... it would be an appearence of agency, and that would be enough (even though an ACTUAL agency would not exist)...

I think, given the situation... if one person gave another permision to purchase 1000 worth of itmes, and the entrusted person purchased 1500 worth of items... the original card holder would be liable for the entire 1500 on the credit card charges, but would have a remedy against hte entrusted card holder for the remaining 500, which was above and beyond the agreement.

C-ditty