As for the SUV- I really LOVE my Land Rover. Go to Carmax.com, they have a shitload of them for under $30K, all from renatal car companies with no miles on them(they were luxury rental, and everyone opted for the caddies!).
On the luxury car- look at the Lincoln LS, that's what I want to get this summer, but wife to be wants the Jaguar X-Type!