I'm trying to start a small business, but I'm running into the problem of not having enough capital to start. I don't own a house or car. I don't outright own something of enough value to offer a bank collateral. I'm trying to obtain approximately 50K. I've been told there are grants available to people in my situation. I've searched on the net, but most places end up trying to get me to buy some book or "guide" that will direct me to the grants I'm looking for. Does anyone have experience in this situation? Can anyone recommend one of these "guides" that they have experience with? All advice is greatly appreciated.

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