? fo married peeps

[KillahBee]

For those of you with dual income situations- how do you and your partner handle finances? I am interested to know if you have seperate bank accounts or not. For example, when you both go out and grocery shop (boy thats geigh), who writes the check and from what account is it going to. If it is a joint account, do you put the same amount of money in?

 

[Raina]

We're not married yet but I'm in charge of all of the bills at our place. He didn't want to be responsible for any except his truck payments. We don't have joint accounts he just gives me cash every other week and it all works out fine. He prefers to pay for things with cash so it wouldn't be practical to have a joint checking account.

His spending money is his. Mine is mine. As long as all the bills are paid neither of us really cares what the other does. Though I want a joint savings acct at some point. I know I save more right now.

 

[Longhorn85]

In my house I bring home the bacon and she does all the bills. At least she used to until the new baby. When the baby gets older she'll get the bills back.

 

[gonelifting]

We used to bring home almost the same and put it in one joint acount. Now she works and I stay home with the baby.

I remember when we first started going out. I payed for EVERYTHING for the first 2 years or so. It`s no big deal, We`re in for the long haul anyway. Everything goes together.

 

[JOKER47]

My wife handles the paying of all the bills.
We have 2 accounts, one for bills, one for everything else. After a couple months of changing over to that way, it works fine.

 

[pitbullstl]

We used to bring home almost the same and put it in one joint acount. Now she works and I stay home with the baby.

I remember when we first started going out. I payed for EVERYTHING for the first 2 years or so. It`s no big deal, We`re in for the long haul anyway. Everything goes together.

Yep....as long as you are in it for the long haul...(man my wife hates that phrase).....then it really doesn't matter......

She's a full time mom....(and you can't put a price on that) so she spends what she want's when she want's........but in all honesty.....I blow way more money on stupid shit then she does......

We have 5 accounts......My business account, our checking account, our savings account, our investment portfolio (Paine Weber Account), and our baby/college/spoiled kids account.

 

[vixenbabe]

We have a joint checking account where both our payroll checks are deposited. We do not write " checks" , we both use a debit card for food shopping, etc.

I set up all the on-line banking. I am the one who also balances the bank statement each month. He's clueless! I do not even think he could tell you when our house payment is due! He rather likes not having to deal with that chore too.

I also have a "slush fund" checking account. It's for money I made(with the help from my dad) in the stock market,etc. He knows about the account, but does not ask much about it. It's money we use for trips or household improvements I want made every few year's.

 

[FitFossil]

We have a "yours, mine, and ours" set up. We both have similar goals financially, so no one has to "watch" the other one - something that can be a real bone of contention in a marriage. We both work, but he makes more than I do, so he pays a larger part of the joint expenses. It's not a hard and fast rule we hold each other to though - a lot of it's trust.

My husband spends virtually -0- on himself, so his money goes towards hobby investing. While I'm very much a saver, I like to enjoy a little of my money now. Having it separate means I never have to hear "you paid how much for that?!" - not that he'd ever say that, but still I feel better having it that way.

 

[CipherLock]

We both work, we both share an account, but I handle all bills.

 

[KillahBee]

We have a "yours, mine, and ours" set up. We both have similar goals financially, so no one has to "watch" the other one - something that can be a real bone of contention in a marriage. We both work, but he makes more than I do, so he pays a larger part of the joint expenses. It's not a hard and fast rule we hold each other to though - a lot of it's trust.

My husband spends virtually -0- on himself, so his money goes towards hobby investing. While I'm very much a saver, I like to enjoy a little of my money now. Having it separate means I never have to hear "you paid how much for that?!" - not that he'd ever say that, but still I feel better having it that way.

sounds like a pretty good system.

 

[Deterass]

We have two accounts,its alot easier to keep up with it that way.She knows what she can spend from hers just like i do mine.

 

[Becoming]

We each have our own accounts... I generally pay all the bills.... either of us can buy whatever we want... But we are pretty good about making decisions together....if it is something over a couple hundred bucks in one shot though, we generally talk about it first....

 

[gonelifting]

We each have our own accounts... I generally pay all the bills.... either of us can buy whatever we want... But we are pretty good about making decisions together....if it is something over a couple hundred bucks in one shot though, we generally talk about it first....

OMG!!! I guess people are very different when it comes to these things. My wife (then girlfriend) did`nt even know what kind of car I bought her with her/our money. I called her and said "Guess what? You have a new Honda Accord" She was so excited. lol

She really does`nt care about stuff like that, She leaves it all up to me. "I trust you 100%" She says. and I give her ZERO reason not to trust me over the many years we`ve been together.

I used to try to get her involved a little with our finances, But it never worked. Oh well.

 

[Y_lifter]

You can setup direct deposit from work to go into multiple account
at different %'s...

Have 95% of both check go into the Bills Account to be shared.

Then have remaining 5% of each check go into each others personal saving/checking accounts for fun money or whatever.

If one makes a lot more than the other, these %'s can vary or not depending on what the lower earning person does such as house stuff or child rearing etc..