Newbsauce,
I've read your posts and you seem very anxious to start something. I know you want to lose some weight and see those abs, but you should listen to these guys.
You are going to do something even if it is wrong, so:
1) Go get your bloodwork done if you haven't already. Have thyroid, liver, and cholesterol especially checked.
2) T3 @ 20mcg is not going to do anything for you. Do a search and see how most do at least 50mcg, probably more like 100mcg(although I wouldn't). It is emphasized over and over again about ramping up and ramping down, especially down. Otherwise you will screw up your metabolism and just become fat again, or worse.
3) TT Var is okay, but not at 25mg and only 1 bottle. You won't see anything until the 2nd week, then only have 1 week left. Since your budget is limited, forget that.
4) 200mg of Test per week is conservative, but you could still get sides(water bloat,increased fat) and that's why others are recommending an anti-estrogen(Nolvadex,Arimidex).
5) Winstrol is good for "hardening" and reducing subcutaneous fat. It is also has it sides(cholesterol levels and liver stress) at an effective dosage of 50mgED.
Plan a 6-week cycle.
Test: 200mg-300mg/wk
Winstrol: 50mgED
T3: Ramp up to 50mcg (make sure you research this)
ECA stack.
Liquidex or Nolvadex
Clomid-post cycle
Clean Diet, Cardio, Good workouts.
Oh yeah, then there is the hair-thing too, but you might be out of money.
Do some more homework on this.
Read this post:
http://boards.elitefitness.com/forum/showthread.php?threadid=165206
Then re-post what you want to do, and let others critique it.