????

[CYBERNIGG]

What is the best way to develope credit? Should I use an account, a card, or what?

 

[WODIN]

1. have 500 bucks cash on hand.

2. Get a 500 buck visa.

3. Charge the limit and pay it off in one lumpsum before the due date.

4. Do this several times over the course of a year.

 

[CYBERNIGG]

1. have 500 bucks cash on hand.

2. Get a 500 buck visa.

3. Charge the limit and pay it off in one lumpsum before the due date.

4. Do this several times over the course of a year.

Secure or insecure credit card?

 

[WODIN]

Unsecured is better.

 

[GinNJuice]

1. have 500 bucks cash on hand.

2. Get a 500 buck visa.

3. Charge the limit and pay it off in one lumpsum before the due date.

4. Do this several times over the course of a year.

Yes, but don't blow your money on penis pumps and dildos........ use your $500 credit card for things you would buy anyway, like food and gas..... and even your other bills..

..... just make sure that you are responsible enough to keep that cash to pay off the credit card.

 

[CYBERNIGG]

Unsecured is better.

What makes unsecured better?

 

[CYBERNIGG]

Yes, but don't blow your money on penis pumps and dildos........ use your $500 credit card for things you would buy anyway, like food and gas..... and even your other bills..

..... just make sure that you are responsible enough to keep that cash to pay off the credit card.

Hey, I gota have my penis pump!

 

[WODIN]

What makes unsecured better?

Proves you are a better credit risk.

 

[CYBERNIGG]

Proves you are a better credit risk.

Thanks for the info. I'll start off at good credit, I'll just have to see how long that last.