How Do You Loose Lower Ab Fat

[LiamCampbell]

Hiya I Have Been On A Work Out To Loose All Fat While Keeping My Strength. While I Have Lost 23kg Since February But I Still Have The Rest Of My Fat Round My Lower Abdominal Area & For The Past 3 Months & I Havant Seen No Difference & I Would Like To Know What Work-Out Could Help Myself Loose The "Hoola Hoop" On my Lower Waist.
Thanks Ever So Kindly

 

[C.K.]

keep dieting and doing cardio