LOL, no shit dude.
Anyhow, I agree with whatever was stated by whomever already..The banks and the car companies will be in the same situation as soon as the 9 months is up. People still will not be paying for the car, the car will get repo'd and then of course back to square one. The bank gave the loan, and the car company gave the car..So what then? They will then auction the nice newer car for 1/2 of the debt owed.SO let's say someone gets a 20,000 car they pay only interest for the first year anyways. So they will auction that car off for about 9,000 or so..
Fuck, good thinking!