Well, if you come off with out clomid then you estrogen levels will skyrocket and you can make your gyno worse.
Go ahead and up the nolvadex and get some liquidex - even if it means working a couple extra hours a week at mcdonalds.
If you don't have enough money for everything you need to cycle then do not start until you do.
Not trying to be hard on you but lack of money (and/or lack of education) is no excuse to be fucking around with your body.
Good luck
Nautica