they are very expensive and they overcharge
your best bet is doing it on your own for HGH for sure because insurance won't cover it anyway. we are talking about 5 figures a year all in total, which means unless you are rich and like pissing away money, you can get your bloodwork on your own and buy the HGH from legit places and save a fortune.
hit me up anytime if you need advice on that or where to get either